Blackjack Surrender Rules

Blackjack surrender rules
  • Appendices
  • Miscellaneous
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Introduction

  1. Blackjack Rule Variations Introduction. Rule variations will have an effect on the player's expected return. The numbers below show the effect on the player's return under various rules and after taking into consideration proper basic strategy adjustments.
  2. / To Surrender or not to Surrender in Blackjack! Of all of the options a player can exercise at the blackjack table, surrender is one of the least used and least understood. In fact, the surrender option has even disappeared from many live casinos because most players never bothered to use it.

Again, the value of the blackjack surrender rule to the card counter proves to be somewhere in the neighborhood of a +.20%. This is worth going out of your way for, all other blackjack game factors being equal (penetration, etc.). When the chips are down, throw in the towel, wave the white flag, cry uncle, and laugh all the way to the bank.

Rule variations will have an effect on the player's expected return. The numbers below show the effect on the player's return under various rules and after taking into consideration proper basic strategy adjustments. These changes are relative to the following rules: eight decks, dealer stands on soft 17, player may double on anyfirst two cards, player can double after splitting, playermay split to 4 hands.

Blackjack Surrender Rules

Surrender

Blackjack Rule Variations

RuleEffect
Blackjacks pay 2 to 1+2.27%
Triple down on any two cards+1.64%
Five cardCharlie1+1.46%
Optional half win for 5-card Charlie9+0.77%
Suited blackjacks pay 2 to 1+0.57%
Player 21-points is automatic winner+0.54%
Single deck+0.48%
Early surrender against ace+0.39%
Player 21 vs. dealer blackjack is a push+0.35%
5-card win pays 3-2+0.33%
Blackjack tie pays 3 to 2+0.32%
Six-card Charlie pays 3 to 2+0.31%
Early surrender against ten+0.24%
5-card (or more) 21 automatically pays 2 to 1+0.24%
Player may double on any number of cards+0.23%
Ace and 10 after splitting aces is a blackjack (paying 3-2)+0.21%
Player may draw to split aces+0.19%
Double deck+0.19%
Six card Charlie1+0.16%
Player may double, double for less, or stand after splitting aces+0.15%
Tied blackjack pays 1-2+0.11%
Ace and 10 after splitting aces is a blackjack (paying 6-5)+0.11%
Double Down Rescue+0.10%
6-card win pays 2-1+0.09%
Player may resplit aces+0.08%
Player may double or stand after splitting aces+0.08%
Late surrender against ten+0.07%
Four decks+0.06%
7-card win pays 5-1+0.05%
777 pays 3 to 1 automatically+0.05%
Five decks+0.03%
777 pays 2 to 1 automatically+0.03%
Six decks+0.02%
Seven card Charlie1+0.01%
Late surrender against ace+0.00%
Dealer must stop with six cards+0.00%
Late surrender after splitting+0.00%
Split to only 3 hands-0.01%
No-peek: ace showing2-0.01%
BB+13-0.01%
Dealer secretly goes first5-0.02%
OBBO4-0.03%
European no hole card (splitting)7-0.03%
European no hole card (doubling)7-0.08%
Player may double on 9-11 only-0.09%
No-peek: ten showing6-0.10%
Player may not resplit-0.10%
European no hole card7-0.11%
Player may not double after splitting-0.14%
Player may double on 10,11 only-0.18%
Player may not split aces-0.18%
Dealer hits on soft 17-0.22%
Blackkjack pays 7-5-0.45%
Player may not split-0.57%
Red blackjack pays 2-1, Black blackjack pays 3-2, Mixed blackjack pays 1-1-0.57%
Blackjack pays 6-5-1.39%
Player may not double-1.48%
Player loses 17 ties-1.87%
Player may not double nor split-1.91%
Blackjacks pay 1 to 1-2.27%
Player loses 17,18 ties-3.58%
Player loses 17-19 ties-5.30%
Dealer bust on 22 is a push8-6.91%
Player loses 17-20 ties-8.38%
Player loses 17-21 ties-8.86%

In a game that features the ' surrender ' option, the player can fold a blackjack hand before drawing new cards. When a player chooses to surrender, half of the original bet is returned to the. This video covers the best strategy for blackjack surrender. It uses the basic strategy for blackjack to optimize player edge and to reduce the house edge as.

Notes

  1. A 'Charlie' is an automatic winner. For example the five-card Charlie rule means the player automatically wins with 5 cards, as long as he didn't bust.
  2. Dealer does not peek for blackjack with an ace up. If dealer has a ace-up blackjack, player loses all bets made, including from doubling and splitting. A 10-up blackjack will be revealed immediately after peeking, and the player will lose only his original wager, except a blackjack tie will push.
  3. BB+1 refers to an Australian rule, in which the player will lose all busted bets, plus one unit, if the dealer gets a blackjack. For example, if the player splits 8's to three hands of a 20, (doubled) 19, and a busted hand, and the dealer get a blackjack, then the player will lose 2 units, one for the busted hand, and one from the remaining 3 units on the table. There is a great deal of confusion for the term for his rule, some sources calling it 'OBBO,' for Original and Busted Bets Only.
  4. OBBO stands for Original Bets and Busted Only. 'Original Bets' means each original bet per hand. So, if the player bet $5 and split to three hands, he would have three original bets of $5 each. As far as I know, the OBBO rule is confined to some parts of Australia and Malaysia. In the example above, the player would lose 3 units under this rule, one for the busted hand and two for the number of unbusted hands. The term is discussed in depth in the bookThe Pro's Guide to Spanish 21 and Australian Pontoon by Katarina Walker.
  5. This strange rule is actually followed in Pennsylvania, on Shufflemaster TMS-300 video multi-player blackjack games. State law prohibits one player taking the cards of another player. The way they implement this rule is to give every player, and the dealer, a separate shoe. The dealer plays out his hand first, secretly, and the results stored in memory. Then the cards used by the dealer are removed for each player shoe. When all players have finished acting, the game shows what cards the dealer drew already. According to Shufflemaster, the effect of this rule is 0.02% in favor of the dealer. Shufflemaster wishes to add this rule is part of a patent-pending technology.
  6. Dealer does not peek for blackjack with a 10 up. If dealer has a 10-up blackjack, player loses all bets made, including from doubling and splitting. An ace-up blackjack will be revealed immediately after peeking, and the player will lose only his original wager, except a blackjack tie will push.
  7. Dealer does not take a hole card, or never peeks at it if he does. If the dealer has a blackjack, then player loses all bets made, including from doubling and splitting, except a blackjack tie will push. The cost of this rule to the player is 0.08% when doubling, and 0.03% when splitting. This breakdown is important in the case of Galaxy casinos in Macau, where the player only loses the original bet when doubling, but everything when splitting, if the dealer gets a blackjack.
  8. The push on a dealer 22 rule is a legally protected rule. The rights belong to the owner of Blackjack Switch.
  9. This rule can be found at the Pharaoh's Palace in Macau. The player may invoke the rule before the dealer checks for blackjack. The effect shown is based on the dealer not taking a hole card.

Written by: Michael Shackleford

Blackjack Surrender enjoys great popularity online because of its favourable rules and relatively low house edge. In this review, we’ll take a detailed look at the game and we’ll provide you with the basic strategy that will bring you optimal results, so make sure you read on.

Blackjack Surrender Rules
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The name of Blackjack Surrender derives from the game option ‘surrender’ which allows the players to give up their hand before the dealer reveals the face-down card. If such case, they get half their bet back. This is actually a quite advantageous option as it decreases the house edge with around 0.08%. Below you can see a quick overview of the rules of the game.

  • Basic Game Rules
  • Return to Player: 99.62% Blackjack pays: 3 to 2
  • Decks: 6
  • Insurance: yes
  • Multihand: yes
  • Side bets: no
  • Surrender: yes
  • Split and Double Rules
  • Split: any pair
  • Resplit: no
  • Double: any two cards
  • Double after split: yes
  • Hit split aces: no
  • Dealer Rules
  • Stands: on soft 17
  • Peeks for Blackjack: yes
  • Special Game Rules: The player can play up to five hands at a time. Only late surrender allowed.
  • Bonus:100% up to £150
  • Bonus code:not required
  • Wagering contribution:20%
  • Software:Playtech
  • Link:Try now at William Hill

Note that in this review we’ll talk only about the Blackjack Surrender variation which is developed by Playtech, as it is the most popular one. There’s also a Blackjack Surrender game offered by Real Time Gaming but it’s really rare to stumble upon it, so we’ve decided not to cover it in this article.

Rules of the Game

Your goal in Blackjack Surrender, as in any other blackjack game, is to have a better hand than the dealer. That means having a higher hand total without going over 21. If you go over 21, you lose your bet. All the cards count as their natural numbers, all face cards count as 10 and the ace counts as 1 or 11, whichever is more suitable for the player.

Blackjack Surrender Rules Against

The Playtech version of the game is played on a virtual table where there are five betting boxes, given that you can play up to 5 hands at a time. As you can see in the screenshot below, the table also features information about the rules of the game. As in most blackjack variations, here a natural blackjack (an ace and a 10-valued card) pays 3 to 2, insurance pays 2 to 1 and the dealer stands on 17, including on a soft 17 (an ace and a 6).

The game begins after you’ve placed your bet and hit the ‘Deal’ button. You’ll be dealt two face-up cards, while the dealer will receive one face-up and one face-down card. If your initial hand totals 21, then you have a ‘blackjack’ or a ‘natural’ and you automatically win, otherwise the game will continue. If, on the other hand, the dealer’s upcard is ace or ten, then they’ll peek for blackjack before you even have the chance to choose your next move. If they have a blackjack you automatically lose the hand, if not you’ll be able to make your next move.

You have several options to choose from. You can hit (ask for another card), stand (end your turn by accepting your hand as it is), double your bet at the expense of receiving one and only one more card, or surrender your hand if you feel it’s not strong enough. If you surrender your hand before your turn is over you will receive half your bet back and thus cut your loss by 50%. If you have a pair, you’ll also have the option to split it in two.

As I already mentioned, in the case that the dealer’s upcard is an ace, you’ll be offered another bet, called ‘insurance’. It’s equal to half of your initial bet and it pays 2 to 1 in case that the dealer has a blackjack. That means that if the dealer does have a blackjack, you’ll get the value of your initial and insurance bet and end up not losing anything. If the dealer doesn’t have a blackjack you’ll lose only your insurance money and the game will continue.

After your turn is finished and in the case you haven’t ‘busted’, i.e. the total of your hand is 21 or less, it’s the dealer’s turn. The dealer plays according to preset rules: they hit if the total of their hand is 16 or lower and stand if it’s 17 or more. If the dealer busts and you haven’t, you win the hand. If they stand, then whoever has the higher hand total wins. If it’s a tie, or a ‘push’ as it’s called in blackjack, both you and the dealer get your bets back.

For those who don’t know, there are two types of surrender options in blackjack – late surrender, which is the most common one, and early surrender which is quite rare. The first allows you to surrender a weak hand in exchange for half of your bet only after the dealer has peeked for blackjack, while the second allows you to do that even before the dealer peeks. On that note, Playtech’s Blackjack Surrender features only late surrender.

House Edge – What Are Your Odds?

As any other casino game, Blackjack Surrender’s rules are thought out in such way so that the casino always has a slight advantage and wins in the long run. When it comes to Playtech’s Blackjack Surrender in particular, the rules and the options are set in such way that with an optimal strategy the return-to-player percentage is 99.62%. This means that, with the exception of Blackjack Switch and Pontoon, Blackjack Surrender is the blackjack variation with the lowest house edge – 0.38%.

Blackjack Surrender Strategy Chart

In order to achieve the best theoretical return-to-player percentage when you play Blackjack Surrender, you need to follow the strategy illustrated below. Still, with optimal strategy there will be a house edge of 0.38% which you can decrease and even overcome if you pick a nice bonus which is usable on the game. Of course, you can combine this strategy with a progressive betting strategy, like Martingale or Fibonacci, but if you do so you increase your chances of busting before you can wager your bonus. Therefore, I would advise you to pick a certain bet limit and stick to it throughout the whole process of wagering your bonus.

Blackjack Switch Strategy Chart

Bonus Offers Suitable for Playing Blackjack Surrender

Blackjack surrender rules against

As I already mentioned, picking a nice bonus to play Blackjack Surrender with can decrease and even turn around the house edge in your advantage. Of course, the most advantageous bonuses for the users are the welcome offers, so we’ve taken it upon us to check which Playtech casinos offer welcome bonuses that can be wagered on Blackjack Surrender. Here are the results:

CasinoBonusPlaythrough*Min. DepositRead More
William Hill100% up to £15020x bonus + deposit20%£10Review
Eurogrand25% up to £100035x bonus + deposit20%£10Review
Winner200% up to £30035x bonus + deposit20%£25Review
Ladbrokes100% up to £50020x bonus + deposit5%£20Review
* Wagering contribution of Blackjack Surrender.

Blackjack Surrender Rules Meaning

As you can see in the table above, the wagering contribution of Blackjack Surrender is set at 20% at all the above-mentioned casinos, except for Ladbrokes where it is 5%. This means that if you, say, bet £100 on this game, only £20 will be considered for the clearing of the bonus. Casinos set this rule because blackjack is to a great extent a game of strategy and players can wager their bonuses way too easily on it, as opposed to on other casino games based purely on luck, such as slots and scratch cards. In fact, the wagering contribution of blackjack surrender is quite high. Take, Blackjack Switch for example. In most casino this game contributes only 5% toward the wagering requirement, while in others it doesn’t at all.

But anyways, the best bonus you can claim for playing this game is the one offered by William Hill. Don’t get distracted by the low bonus amount! It may be true that it’s lower than the ones offered by other casinos, but it is in fact the most advantageous one. If you take into account the house edge and the wagering contribution of the game together with the wagering requirements for the bonus, you can easily calculate that there’s a huge chance you end up with a win.

Conclusion

Blackjack Surrender Rules Book

Yes, there are a couple of blackjack variations that have lower house edge, but choosing to play Blackjack Surrender with the right bonus might just be the best choice you’ve made in your gambling career so far. And the right bonus, in this case, is the one offered by William Hill because of its favourable conditions. If you’re ready to start playing Blackjack Surrender but want to learn more about the operator and their offer, then make sure you also check out our in-depth William Hill Casino review where we take a really close look at all aspects of this gambling giant.